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1. Retail: Retailers need working capital to maintain inventory levels, manage cash flow, and cover day-to-day operational expenses.
2. Manufacturing: Manufacturers use working capital to purchase raw materials, cover production costs, and manage inventory levels.
3. Hospitality: Businesses in the hospitality industry, such as hotels and restaurants, require working capital for managing staffing, inventory, and other daily expenses.
4. Healthcare: Hospitals and healthcare facilities use working capital to cover operational costs, purchase medical supplies, and manage payroll.
5. Technology: Tech companies often have high upfront costs for research and development, and working capital is crucial for managing these costs and sustaining ongoing operations.
6. Agriculture: Agricultural businesses need working capital for seed, fertilizer, equipment, and other inputs necessary for crop production.
7. Construction: Construction companies require working capital to cover labor, material costs, and other expenses associated with project execution.
8. Transportation and Logistics: Companies in the transportation industry need working capital for fuel, maintenance, and other operational expenses.
9. Energy: Energy companies use working capital to cover exploration, production, and distribution costs.
10. Service Sector: Various service-oriented businesses, such as consulting firms and law offices, rely on working capital to manage day-to-day expenses.