The Chase Sapphire Reserve® stands out not just for its ability to accrue valuable Ultimate Rewards points on purchases, but also for its comprehensive suite of travel protections, including trip cancellation and interruption insurance, trip delay insurance, lost baggage and baggage delay insurance, and primary rental car insurance. These top-tier protections contribute to its ranking as one of the best travel rewards credit cards.
Rewards: Earn 5 points per dollar on flights and 10 points per dollar on hotels and car rentals when booked through Chase Ultimate Rewards® after the first $300 spent on travel purchases annually. Additionally, receive 3 points per dollar on other travel and dining expenses, and 1 point per dollar on all other purchases.
Introductory Bonus: Secure 60,000 bonus points by spending $4,000 within the first three months of account opening.
Annual Fee: The card carries a $550 annual fee.
Additional Perks and Considerations: This premium card’s high annual fee is offset by up to $300 in automatic travel credits for qualifying purchases and the option for a complimentary Priority Pass Select airport lounge membership. Ultimate Rewards points can be transferred to numerous travel partners, like United Airline MileagePlus and World of Hyatt, and are valued at 1.5 cents each when redeemed through the Chase travel portal. For more details on the card’s advantages, refer to our Chase Sapphire Reserve Benefits guide.
Learn More: Evaluating the Chase Sapphire Reserve Card’s Value.