Amidst the plethora of 2% cash-back credit cards, the Wells Fargo Active Cash® Card distinguishes itself with its appealing introductory APR and Visa Signature advantages.
Rewards: Secure 2% cash rewards on all your purchases.
Introductory APR Offer: Benefit from a 0% introductory APR for the first 15 months after opening your account on purchases and eligible balance transfers. Following this period, a variable APR of 20.24%, 25.24%, or 29.99% will apply. Balance transfers completed within the initial 120 days are subject to the introductory rate and a fee of 3%, subsequently increasing to a maximum of 5%, with a minimum fee of $5.
Introductory Bonus: Gain a $200 cash rewards bonus by spending $500 within the first three months of account opening.
Annual Fee: Enjoy these benefits without any annual fee.
Additional Perks and Considerations: This card includes the advantage of cell phone protection when the monthly bill is paid using the card. However, it incurs foreign transaction fees, making it less ideal for international use. For a detailed overview of the card’s advantages, see our Wells Fargo Active Cash Benefits summary.
Learn More: Assessing the Value of Wells Fargo Active Cash.