The Hilton Honors Aspire Card from American Express is a standout choice for those looking to accumulate points rapidly, especially with the added benefit of complimentary top-tier Hilton Honors Diamond status. This card also offers a variety of Hilton-specific perks, including an annual free night award and up to $400 in resort statement credits each year.

Rewards: Earn 14 Hilton Honors bonus points per dollar at participating hotels or resorts within the Hilton Portfolio, 7 points per dollar on eligible flight bookings made directly with airlines or American Express Travel, direct bookings with select car rental companies, and at U.S. restaurants, and 3 points per dollar on other qualifying purchases.

Introductory Bonus: Receive 180,000 Hilton Honors bonus points after spending $6,000 within the first 6 months of opening your account.

Annual Fee: The card has a $550 annual fee.

Additional Perks and Considerations: Although the Hilton Aspire card’s points-per-dollar earning rate is higher than many others, it’s important to note that hotel points typically do not hold as much value as airline miles or flexible rewards points. Nevertheless, the card is packed with benefits, including complimentary Priority Pass Select airport lounge membership upon enrollment and up to $200 in annual airline fee statement credits for incidental expenses with a chosen eligible airline.