The Hilton Honors American Express Surpass® Card is an ideal option for those who frequent Hilton properties occasionally and desire Hilton benefits alongside enhanced points on paid stays. Offering fewer perks than the Hilton Honors Aspire Card from American Express* but at a significantly reduced annual fee, it still allows for a substantial welcome bonus.

Rewards: Earn 12 Hilton Honors bonus points per dollar on eligible purchases at participating hotels or resorts within the Hilton portfolio, 6 points per dollar at U.S. restaurants, U.S. supermarkets, and U.S. gas stations, 4 points on eligible U.S. online retail purchases, and 3 points for all other eligible purchases.

Introductory Bonus: Accumulate 170,000 bonus points after spending $3,000 on the card within the first 6 months of card membership.

Annual Fee: The card has a $150 annual fee.

Additional Perks and Considerations: The Hilton Honors American Express Surpass® Card* is a more affordable alternative to the Aspire card, with a lower annual fee and scaled-back benefits. It offers automatic Hilton Gold status, which is suitable for most casual travelers, providing perks such as a breakfast benefit or food and beverage credits at participating hotels, as well as potential upgrades and late checkout based on availability.