The Blue Cash Preferred® Card from American Express is exceptionally rewarding for those with substantial grocery expenses, provided that the spending cap is not exceeded. It’s also a lucrative option for individuals who frequently use their car for commuting or road trips, offering increased cash back at gas stations.
Rewards: Enjoy 6% cash back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%), 6% back on select U.S. streaming subscriptions, 3% back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses, and more), and 1% back on other eligible purchases. Cash back is received as Reward Dollars, redeemable as a statement credit.
Introductory Bonus: Earn a $250 statement credit after spending $3,000 on purchases within the first 6 months.
Annual Fee: There is no annual fee for the first year, followed by a $95 annual fee thereafter.
Additional Perks and Considerations: Beyond the substantial rewards on groceries, this card provides access to Amex Offers, which can lead to significant savings if you remember to activate and use them. Cardholders can also earn statement credits by using their card to pay for the Disney Bundle streaming package and an Equinox+ auto-renewing subscription. For a comprehensive overview of the card’s benefits, you can explore our guide on Amex Blue Cash Preferred Benefits.